My Home Notary Service, by Manuel
Mobile Notary Public Services | Apostille Facilitator Services
Gilroy, California 95020 Commissioned in and for Santa Clara County
Hello! My name is Erika Puga, and I am a real estate agent!
Hablo Espanol
Ayudando Familias a lograr sus suenos de comprar casa, llamado hogar!
CalRE #02035727
Cell: 408-242-2344
Email: erikapugarealtor@gmail.com
Are you looking for a real estate agent to assist you in buying or selling your real estate property? I am here to assist you in
Hayward
As a real estate agent, I have had the opportunity to represent my clients as their Buyers' and Sellers' agents. I am a dedicated Real Estate Professional who can guide you through every step of your transaction journey. I am committed to delivering exceptional results and making your real estate experience seamless and successful.
My goal as your Buyer's Agent:
As your Buyer’s Agent, I will help you navigate the Real Estate Market precisely, from identifying the perfect property through MLS (Multiple Listing Service) and Property Listings to conducting thorough Market Analysis. I assist you with every detail from beginning to end and negotiate to help you get the best deal possible.
My goal as your Seller's Agent:
As your Seller’s Agent/Listing Agent, I create a strategic Real Estate Marketing plan to showcase your property through open houses and social media channels. I aim to attract qualified buyers and manage the Closing Process smoothly, allowing you to sell your property efficiently and at the best price!
​Steps for First-Time Homebuyers in California
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1. Check Your Finances
Review your credit score and savings. Ensure you have enough for a down payment (usually 3%- 20% of the home price) and other costs, like closing fees.
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2. Get Pre-Approved for a Loan
- Meet with a lender to find out how much you can borrow. A pre-approval letter shows sellers you’re serious and financially capable of buying a home.
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3. Find a Real Estate Agent
- Work with a licensed real estate agent who understands the local market and can guide you through home-buying.
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4. Start House Hunting
- Browse homes that fit your budget and preferences. Attend open houses or schedule private tours with your agent.
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5. Make an Offer
- Once you find the right home, your agent will help you submit a competitive offer based on the market and seller’s asking price.
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6. Get a Home Inspection
After accepting your offer, hire a professional inspector to inspect the property for issues. If necessary, you can negotiate repairs or ask for a price reduction.
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7. Secure Financing
Finalize your mortgage loan with your lender. You may need to submit additional documents, such as pay stubs, tax returns, and bank statements.
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8. Appraisal and Title Search
- Your lender will order an appraisal to confirm the home’s value. A title company will also ensure the home’s title is clear of legal issues.
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9. Get Homeowners Insurance - To protect your new property, purchase homeowners insurance. Your lender typically requires this.​
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10. Review and Sign Closing Documents
Review the final terms of the sale and sign the necessary paperwork, including the mortgage loan agreement, deed, and other documents.​​